How to Maximize Your Car Accident Claim Compensation
Getting into a car accident can be a scary and confusing experience, particularly in the aftermath of the crash when you are trying to secure compensation for your injuries. Unfortunately, insurance carriers involved in these cases can present significant obstacles to receiving the compensation you deserve. While most car accident cases are resolved through insurance carriers, it is important to understand that insurance providers are “for-profit” entities that will do what they can to pay out a low settlement. Here, we want to discuss several tips that you can take to help maximize your car accident compensation amount.
Seek Immediate Medical Assistance
You must seek medical treatment as soon as possible after a car accident occurs. This will establish a clear link between your injuries and the car accident while also ensuring your well-being. Even if you do not feel much pain in the initial aftermath of the incident, please understand that the signs and symptoms of many car accident injuries do not appear for hours or even days later. Seek medical assistance right away.
Document the Incident and Your Injuries
If you are able to safely do so, start documenting everything about the incident. At the scene of the accident, this can include taking photographs of any damages, debris, causes of the crash, and injuries. Documentation can include gathering the names and contact information of any eyewitnesses as well as ensuring you obtain the accident report. You should also continue to document your injuries throughout the entire recovery process. This could include taking regular photographs of the recovery as well as keeping detailed notes about your pain and suffering and loss of enjoyment of life caused by the injuries.
Document All Financial Losses
You need to keep careful documentation of any losses associated with the incident. This can include general out-of-pocket costs as well as all of the following:
Doctor visit bills
Prescription medication expenses
Over-the-counter medication expenses
The cost of any medical supplies
Travel expenses to and from medical visits
Lost income if you cannot work
Keep copies of all receipts, bills, invoices, and other documents that prove you have incurred a financial loss.
Stay Off of Social Media
Stay off social media. Insurance carriers and defense attorneys are going to look online and see if you are posting any information about the accident or about your activities after the accident. Any information they find on social media could be used against you. For example, you may think it is innocent to mention that you are taking your kids to the water park, but this could be evidence used against you if you are claiming an injury that prevents you from working.
Do Not Accept the Initial Settlement Offer
Please understand that the initial settlement offer is almost always going to be far below what you should be receiving for your case. This is a negotiation process, and the insurance carrier wants to pay as little as possible. Their first offer is going to be a lowball amount that you will not take.
Speak to an Attorney
You should speak to an Ontario car accident attorney as soon as possible after the car accident occurs. If you have been seriously injured, an attorney is going to handle every aspect of your case for you. They will understand the laws associated with these cases as well as the tactics used by insurance carriers to lower the settlement amount. Your attorney will be your advocate and will make sure that you receive the maximum compensation possible for your claim.